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Don’t Stress When Moving House

Posted by on 11:24 am in Uncategorized | Comments Off on Don’t Stress When Moving House

Some say that moving house is one of the most stressful life events so being prepared is half the battle. We’ve put together a brilliant checklist for you so that you can remember what to do when it comes to moving home. If you haven’t chosen Granbury removals team then you should make sure you have everything ready for yourself. Decide on a moving day, which if you are selling a house is usually the completion date of the sale. As soon as the contracts have been exchanged, your move will start so make sure you are ready.Moving truck

Try and avoid moving on a bank holiday weekend if you can help it and even a Friday, as you will find that movers are in high demand and will be stretched for time as well as charging more money. Moving midweek tends to mean off-peak prices which are kinder on the wallet. Call in a great professional company or ask friends and family who have recently moved to recommend a firm. Any top moving company  will tell you to ensure you are insured for your move. Your things are going to be worth some money and making sure that you are backed up should any accidents happen is the best thing you could possibly do for your move.

The money you spent on your appliances and sofas isn’t small change and because of this, insuring the items and wrapping them correctly can cover you if anything tumbles over in the moving van. Hire in some professional cleaners to thoroughly go over your houses: the one you move into and the one you are moving from. Some removal companies can arrange to do this but others won’t have this service available to you. No one wants to arrive and move things into a dirty house! Keep in mind William Morris’ interior design mantra that “everything must either be useful or beautiful” and ensure that you have a clear out before the removal firm arrives to assist in packing and moving.

Valuable items that are no longer needed can be auctioned or sold to a dealer in second hand furnishings. Other items can be donated to a charity shop or recycled. Get someone to look after the children for the day if you have any and the same goes for pets. Book them into kennels or a cattery and make sure their new address is loaded into the microchips or identity tags. Compile a fact file of people moving into your property and get the appropriate number of keys cut and ready. Have instruction leaflets for any built in appliances ready on the countertop in the kitchen so they’re to hand for the new people in the house.

Ultimately moving house doesn’t have to be stressful if you have planned everything correctly and given the right instructions to the right people on time.

The Stress of Moving House

Posted by on 10:52 am in Uncategorized | Comments Off on The Stress of Moving House

This is why you hire professionals - they know what they're doing.

Some say that moving house is one of the most stressful life events so being prepared is half the battle. We’ve put together a brilliant checklist for you so that you can remember what to do when it comes to moving home.

If you haven’t chosen a company to move with then you should make sure you have everything ready for yourself. Decide on a moving day, which if you are selling a house is usually the completion date of the sale. As soon as the contracts have been exchanged, your move will start so make sure you are ready. Try and avoid moving on a bank holiday weekend if you can help it and even a Friday, as you will find that movers like brazosmovers.com are in high demand and will be stretched for time as well as charging more money. Moving midweek tends to mean off-peak prices which are kinder on the wallet. Call in a great professional company or ask friends and family who have recently moved to recommend a firm.

Any top moving company such as brazosmovers.com will tell you to ensure you are insured for your move. Your things are going to be worth some money and making sure that you are backed up should any accidents happen is the best thing you could possibly do for your move. The money you spent on your appliances and sofas isn’t small change and because of this, insuring the items and wrapping them correctly can cover you if anything tumbles over in the moving van. Hire in some professional cleaners to thoroughly go over your houses: the one you move into and the one you are moving from. Some removal companies can arrange to do this but others won’t have this service available to you. No one wants to arrive and move things into a dirty house!

Keep in mind William Morris’ interior design mantra that “everything must either be useful or beautiful” and ensure that you have a clear out before the removal firm arrives to assist in packing and moving. Valuable items that are no longer needed can be auctioned or sold to a dealer in second hand furnishings. Other items can be donated to a charity shop or recycled. Get someone to look after the children for the day if you have any and the same goes for pets. Book them into kennels or a cattery and make sure their new address is loaded into the microchips or identity tags. Compile a fact file of people moving into your property and get the appropriate number of keys cut and ready. Have instruction leaflets for any built in appliances ready on the countertop in the kitchen so they’re to hand for the new people in the house.

Ultimately moving house doesn’t have to be stressful if you have planned everything correctly and given the right instructions to the right people on time.

Handling Your Boat in Heavy Weather

Posted by on 10:46 am in Uncategorized | Comments Off on Handling Your Boat in Heavy Weather

4069543350_a61dff50df_oSome of the most challenging conditions you may encounter while handling a boat are the adverse conditions of heavy weather. The size of your boat does not have much to do with its seaworthiness. How it will handle adverse weather conditions is more or less built in during the design and construction. As your boat bounces up and down from trough to trough it may roll excessively and possibly dangerously. In this conditions in a powerboat, it is best to change course and make a series of tacks, taking the wind and waves at an angle. This zig-zag type of course should leave your boat in the tough for only long enough to turn. You want to minimise the time that you are in the trough and broad side to the swell to prevent broaching. You should never use your boat for anything other than what it was designed: for example, trying to use a sailing boat as a speed boat will never have a good outcome! Don’t venture into waters or weather conditions which are beyond your boat’s capabilities. Companies such as brownellsystems.com are used to handling heavy vessels and will advise you on the right conditions your boats can handle. If your course dictates that you are running in the direction of the trough of waves – parallel to them – you must take extra caution.

When swells come up directly behind you, running before them can become difficult. Your boat’s stern can be swept up and pushed to one side or another. You want to make sure that you can keep the stern perpendicular to oncoming seas. Another concern is sliding down the wave at a speed that buries the bow and with the stern still being pushed up the possibility of pitch poling exists. You might also want to try tacking before the seas again taking the swells. Companies like brownellsystems.com regularly haul boats and sometimes come up against these conditions. If conditions become so violent that you and your boat are taking too much punishment, you might consider heaving to. This manoeuvre, which can vary by type of boat, is designed to keep the bow into or slightly off the wind and wave action. In a power boat, forget your intended destination and bring the bow around into the wind and waves using just enough power to make bare steerage way while also being concerned about conserving fuel.

Ensuring that you follow the rules of the sea and are careful with heavy adverse weather conditions is really the only way you can ensure that you don’t falter when you encounter a hard storm. Whether you do your boating on an inland lake or the open seas, sooner or later you’re going to end up in rough seas. Even if you take pains to avoid it the situation is sure to occur. Sometimes storms blow up unexpectedly, sometimes mechanical issues delay your return to the dock and sometimes the weatherman turns out to be wrong, it happens.

Why You Should Let Your Second Home

Posted by on 10:13 am in Uncategorized | Comments Off on Why You Should Let Your Second Home

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When you move home, you normally have to sell your current property, especially if you need the money to buy a new one with http://www.restlessearth.com. But there are occasions when it makes practical or financial sense to keep the old home. If you rent your old house out rather than sell it, you could end up over time with a valuable asset that generates a regular income. When does renting out the old home make sense? If you are just moving temporarily, perhaps for work reasons, and you want to keep open the option of moving back to your old house. If it is a good rental property, and you are confident that property prices are going to rise – and you have enough money that you do not have to sell your old one to fund buying the new home

What do you think will happen to property prices?

This is the critical question. If property prices are rising, then clearly there is a massive financial advantage to building up a property portfolio – you get the capital gains on more than one property. But if property prices are falling, then you old home will go down in value, and certainly in the short term you would probably be better off selling it. However, in the long term property prices invariably rise (along with economic growth and incomes), and so if you are planning to keep your old home for many years, then you shouldn’t worry about a short term dip in prices.

Will your mortgage company let you?

You need to check the small print of your mortgage. Most mortgages include a clause that does not let you rent out your house, while some let you do it for up to a year, and others have clauses that allow you to rent it out if you are moving for a limited period for work and intend to move back.

How can I finance two properties?

Clearly, you should only consider doing this if you are financially secure, and financially literate – if you are already stretched, and not confident dealing with financial matters, then you could end up really regretting it. You are more likely to be able to buy a new property while keeping your old one if you have major equity in your existing property, and a sufficient income to easily finance the mortgage on your new property. If you need to raise the deposit for the new property with http://www.restlessearth.com you can then do that by increasing the mortgage on your existing home, the payments for which should be covered by the rental income. You will then need to take out a second residential mortgage on your new home, the payments for which would be covered by your normal work income. You will then have two mortgages, one on each property, covered by the rental income and your normal income

Buying Property Abroad

Posted by on 9:51 am in Uncategorized | Comments Off on Buying Property Abroad

Are you considering buying a property abroad, but unsure how to go about it or what you need to consider? Check out our tips.

Search far and wide for your overseas property

There are plenty of ways to find details on overseas property for sale. Many well-known property portals have overseas sections, including http://www.restlessearth.com. UK estate agents Knight Frank and Savills also sell overseas property. Developers often market new-build properties to UK buyers through the press or their own websites. Buying off-plan properties through developers (where the property has yet to be built) was once seen as a way to make a quick profit. However, there is increasing uncertainty about the likely value of the finished property or, in some countries, whether the property will even be completed. Look into the company’s reputation and, if possible, visit a development it has recently completed and talk to the residents before signing on the dotted line. You can visit local estate agents while you’re abroad, or find them through trade bodies, such as the Association of International Property Professionals (AIPP). Spend time talking to 501360396restlessearth.com about how the market has changed over the past couple of years and try and get some tips from them on the local areas. They may offer insider knowledge on the areas on the up – and those to avoid.

However, you should always take what estate agents say with a pinch of salt as, ultimately, their clients are the people trying to sell properties, no matter what neighbourhood they’re in. Talking to local expats could be far more eye-opening.

Consider whether you’re going to live in your overseas property

You can make impressive profits by letting out your property when you’re not using it, but there are risks involved, too. If the property already gets rented out for some or all of the year, ask the current owner about yields and how many weeks a year it’s typically occupied to give you an idea of the return you can expect. Don’t forget to factor in the costs of maintaining and cleaning the property between guests. Depending on how involved you are and whether you use an agency, renting out an overseas property can be time-consuming. See our guide on overseas property as an investment for a full list of things to consider. With timeshares, you buy the right to spend a certain period, usually a week, each year at a particular resort or group of resorts for a number of years.

Seek legal protection

It’s essential to employ an independent lawyer, with no connection to the developer or agent, who is fluent in both English and the local language. They should understand not only property law in that country, but how it relates to non-residents. They will usually need to be based in the country concerned, as much of the work will be done there. In European countries, and some others, you have to use a notary – an impartial government representative who oversees property transactions.

Moving Long Distances

Posted by on 11:19 am in Uncategorized | Comments Off on Moving Long Distances

44Taking the time to plan your move carefully will help you avoid pitfalls along the way. You need to take the differences between a local move and a long distance move into account during the pre-moving process. Whether you’re planning your first ever long distance move or simply want to make sure your next move goes off as planned, use the tips we’ve compiled for you to help you make the right choice of company like brazosmovers.com. During a long distance move, items will be handled by multiple teams of workers and riding in a truck across a large stretch of miles and long period of time. Make sure that everything you pack is cleaned well and well cushioned inside the box. Try to assure that each box is packed to the top and nothing is loose, which we understand is opposite advice to other guides! With other guides and advice from companies you’ll find that most companies tell you not to over pack but when moving abroad, maximising space is crucial to success!

Containers inside boxes should be very well sealed and buying high quality moving boxes is key. A lot can happen to your stuff over thousands of miles in the back of a truck when it’s being loaded and unloaded by a number of crews. Moving is high risk and while that’s not the fault of a lot of moving companies, items changing hands repeatedly can put your things at risk of breaking. We cannot stress to you enough the importance of insurance and insuring your possessions should be done quickly. Clean, clean, clean! You need to clean all outdoor furniture properly for signs of insect or larvae infestation. Certain moving regulations exit on furniture in order to prevent transporting contaminants overseas. When it comes to long distances especially those that go overseas, transporting bacteria is not the best idea. Your items could end up quarantined if you don’t thoroughly clean out your things before transport.

Avoid packing foods and liquids. Even non-perishable food runs the risk of getting crushed or otherwise ruined. This can also attract vermin and again, this cannot be transferred overseas. This also includes cleaning fluids and paint: if you don’t seal them properly you’ll end up with your things covered! Companies can assist you with packing your possessions well. Mark your boxes properly with your name on. Moving trucks which service long distance moves have a variety of different peoples’ belongings on the truck. In order to keep your things from being lost, make sure to write on all the boxes with your name or some other unique identifier like fluorescent paint! You’ll need to ensure that the day your belongings will be taken off the truck into your new home, that you have someone to meet them with a check list of what to make sure got their correctly. If you can send someone ahead with a typed list then that is beneficial for you!

Long Distance Moving: Tips!

Posted by on 11:03 am in Uncategorized | Comments Off on Long Distance Moving: Tips!

Taking the time to plan your move carefully will help you avoid pitfalls along the way. You need to take the differences between a local move and a long distance move into account during the pre-moving process. Whether you’re planning your first ever long distance move or simply want to make sure your next move goes off as planned, use the tips we’ve compiled for you to help you make the right choice of company like brazosmovers.com

  1. During a long distance move, items will be handled by multiple teams of workers and riding in a truck across a large stretch of miles and long period of time. Make sure that everything you 44pack is cleaned well and well cushioned inside the box. Try to assure that each box is packed to the top and nothing is loose, which we understand is opposite advice to other guides! With other guides and advice from brazosmovers.com you’ll find that most companies tell you not to over pack but when moving abroad, maximising space is crucial to success! Containers inside boxes should be very well sealed and buying high quality moving boxes is key.
  2. A lot can happen to your stuff over thousands of miles in the back of a truck when it’s being loaded and unloaded by a number of crews. Moving is high risk and while that’s not the fault of a lot of moving companies, items changing hands repeatedly can put your things at risk of breaking. We cannot stress to you enough the importance of insurance and insuring your possessions should be done quickly.
  3. Clean, clean, clean! You need to clean all outdoor furniture properly for signs of insect or larvae infestation. Certain moving regulations exit on furniture in order to prevent transporting contaminants overseas. When it comes to long distances especially those that go overseas, transporting bacteria is not the best idea. Your items could end up quarantined if you don’t thoroughly clean out your things before transport.
  4. Avoid packing foods and liquids. Even non-perishable food runs the risk of getting crushed or otherwise ruined. This can also attract vermin and again, this cannot be transferred overseas. This also includes cleaning fluids and paint: if you don’t seal them properly you’ll end up with your things covered! Companies can assist you with packing your possessions well.
  5. Mark your boxes properly with your name on. Moving trucks which service long distance moves have a variety of different peoples’ belongings on the truck. In order to keep your things from being lost, make sure to write on all the boxes with your name or some other unique identifier like fluorescent paint!
  6. You’ll need to ensure that the day your belongings will be taken off the truck into your new home, that you have someone to meet them with a check list of what to make sure got their correctly. If you can send someone ahead with a typed list then that is beneficial for you!

Handling Your Boat in Heavy Weather

Posted by on 11:48 am in Uncategorized | Comments Off on Handling Your Boat in Heavy Weather

Some of the most challenging conditions you may encounter while handling a boat are the adverse conditions of heavy weather. The size of your boat does not have much to do with its 8181890187_c0919fc8a2_kseaworthiness. How it will handle adverse weather conditions is more or less built in during the design and construction. As your boat bounces up and down from trough to trough it may roll excessively and possibly dangerously. In this conditions in a powerboat, it is best to change course and make a series of tacks, taking the wind and waves at an angle. This zig-zag type of course should leave your boat in the tough for only long enough to turn. You want to minimise the time that you are in the trough and broad side to the swell to prevent broaching. You should never use your boat for anything other than what it was designed: for example, trying to use a sailing boat as a speed boat will never have a good outcome! Don’t venture into waters or weather conditions which are beyond your boat’s capabilities. Companies such as brownellsystems.com are used to handling heavy vessels and will advise you on the right conditions your boats can handle. If your course dictates that you are running in the direction of the trough of waves – parallel to them – you must take extra caution.

When swells come up directly behind you, running before them can become difficult. Your boat’s stern can be swept up and pushed to one side or another. You want to make sure that you can keep the stern perpendicular to oncoming seas. Another concern is sliding down the wave at a speed that buries the bow and with the stern still being pushed up the possibility of pitch poling exists. You might also want to try tacking before the seas again taking the swells. Companies like brownellsystems.com regularly haul boats and sometimes come up against these conditions. If conditions become so violent that you and your boat are taking too much punishment, you might consider heaving to. This manoeuvre, which can vary by type of boat, is designed to keep the bow into or slightly off the wind and wave action. In a power boat, forget your intended destination and bring the bow around into the wind and waves using just enough power to make bare steerage way while also being concerned about conserving fuel.

Ensuring that you follow the rules of the sea and are careful with heavy adverse weather conditions is really the only way you can ensure that you don’t falter when you encounter a hard storm. Whether you do your boating on an inland lake or the open seas, sooner or later you’re going to end up in rough seas. Even if you take pains to avoid it the situation is sure to occur. Sometimes storms blow up unexpectedly, sometimes mechanical issues delay your return to the dock and sometimes the weatherman turns out to be wrong, it happens.

5 Tips For Buying Abroad

Posted by on 9:27 am in Uncategorized | Comments Off on 5 Tips For Buying Abroad

Reduce the risk of legal pitfalls and bad property investments with this guide to buying property abroad. Many people who have travelled abroad have felt the temptation to purchase property overseas. For example, UK residents often consider buying overseas property with dreampropertydubai.com or in nearby European countries like France or Spain, and real estate agents often locate near popular tourist attractions to sell property to such visitors.

Sometimes the price of foreign real estate can seem very attractive due to the foreign exchange rate favouring the prospective buyers’ currency. Tourists can also become enamoured with a delightful travel destination, perhaps leading to an interest in buying overseas property as a way to spend more time there. Still others might be interested in investing in undervalued overseas property with dreampropertydubai.com based on the view that it will appreciate substantially over time. Whatever your motivation for buying overseas property, the following top five tips can help assure that you have a more positive experience in doing so.390815209_ddb7564c70_o

Tip #1: Investigate the market thoroughly

Although global property price trends do occur, real estate markets in different locales can go through cycles of rising and then correcting lower, which can be independent of each other.

In other words, just because property values are rising in your neighbourhood, does not mean that they are also rising in Spain or France. Such trends are especially important for investors who will typically want to buy near the bottom and sell near the top of a cycle.

Furthermore, some countries prevent or limit real estate ownership by foreigners, so you will want to make sure that you have the legal right to purchase real estate in that country, and under what conditions you can do so, before handing over any money in order to avoid scams or disappointment.

Basically, it really makes sense to do your homework about the real estate market in the country you are considering making a purchase before putting up your money. This includes checking the currency exchange rate and stability in the country you wish to make a purchase (Free currency exchange tools can be found on Expatica).

Tip #2: Obtain professional purchase assistance

Great deals can certainly be had when buying foreign real estate directly from owners. Nevertheless, if you are unfamiliar with the foreign real estate market, then purchasing through a professional real estate agent or from a reputable property developer can provide useful guidance that can help you avoid many pitfalls when buying overseas property.

Such professionals typically have an obligation to see that you are properly informed about the details of the purchase. They will also usually make an effort to complete the deal and assure your satisfaction with it.

Tip #3: Hire a legal representative

Although real estate deals in your country of residence generally do not require the services of a lawyer, having an independent professional attorney representing your interests and watching out for potential legal problems can be invaluable when buying overseas property.

Buying Property In Dubai

Posted by on 9:15 am in Uncategorized | Comments Off on Buying Property In Dubai

To complete the process of buying property in Dubai with dreampropertydubai.com the buyer must transfer the deeds. This is done at the developer’s office if the property has yet to be completed, or at the Land Department offices in Deira if the property is already registered. The buyer must obtain financing and pay 100 percent of the property price at this point. It is then normal protocol that the buyer can inspect the property and make a “snag list” of any issues that the developer must address. If purchasing from a private seller – a “resale” purchase – the buyer and seller will need to agree on a Memorandum of Understanding (MOU), a document that outlines the terms and conditions of the agreement. This document also details the date of the final transfer of funds from the buyer to the seller. It is not binding.

The buyer then puts down a deposit, usually in the amount of 10 percent of the property price, or alternatively whatever has been negotiated. This amount is often non-refundable unless for some reason the seller is no longer able to convey the property to the buyer. It is also necessary to pay the real estate agent’s commission at this time. After obtaining financing, the formal transfer of deeds can take place. Expats must pay 100 percent of the property price before this can happen. As in the case of an “off-plan” purchase, it is then possible to inspect the property and make a “snag list” of any issues that the seller must address.5456403074_89ff016ae4_o
Prior to the market crash of 2008, it was fairly easy for expats that had a high credit rating to obtain a mortgage in Dubai with dreampropertydubai.com that covered nearly 90 percent of the property cost. However, since the recession, banks have tightened their lending procedures, and now it is not unusual for buyers to have to put down between 20 to 50 percent of payment for their property in cash. Furthermore, many are struggling to get approval at all. For those that do, expats find that there is often more red tape and paperwork than they would have to contend with back home. Some mortgage lenders even require collateral in the form of another property. This precaution is taken as a result of past instability in the region.

Mortgages are paid back in monthly instalments, with 15-year plans being the most popular. The maximum length of a mortgage plan in Dubai is 25 years. Mortgage repayments, combined with any other monthly expenses, must not exceed 35 percent of net monthly income, and the total mortgage amount is limited to a figure no more than 60 times the monthly combined household income. Many of the institutions that offer mortgages also offer the option for “pre-approved financing”, which allows the buyer to have their loan approved prior to choosing their property in Dubai. This expedites the overall process and satisfies those sellers that require financing before agreeing to sign the MOU or purchase agreement. It is possible to arrange a mortgage from overseas.

In addition to legal fees, and fees that must be paid out to the developer or the estate agent, there may be land registration fees and maintenance fees that must be paid. For new-build developments, expats can expect to pay roughly two percent on land registration fees.

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